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Life Insurance
Health Insurance
Health Savings Accounts
Disability Income Protection
Long-term Care
Individual Retirement Account
Life Insurance
Life
Insurance helps you complete the financial promises you
make- whether to support your family, make your mortgage
payments or pay off a business loan. Costs are based on
how much death benefit you need, the type of plan you
choose, your age and health status.
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Health
Insurance
Medical
insurance is a necessity for most people. While many
can pay the small bills, the catastrophic costs of a
hospital stay or major illness can be devastating for
most. There are comprehensive plans for individuals and
families that cover most expenses. And there are
catastrophic plans that have lower premiums but still
provide a financial safety net.
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Health
Savings Accounts
HSAs combine
a high deductible health plan with a tax-deductible
savings account. For healthy individuals and families,
these plans can provide affordable medical coverage with
an option to save for the future.
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Disability
Income Protection
Protecting
your paycheck if you are sick or hurt and can’t work is
often taken care of if you are hurt on the job by Labor
and Industries. But an accident at home, or a serious
illness can mean a loss of time at work, and perhaps
income. These can be protected by disability income
insurance coverage.
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Long-term
Care
One out of
two citizens will at some point need long term care,
whether at home or in a nursing or assisted living
facility. The cost can be expensive. Everyone over 50
should look at what role long term care can play in
their financial planning for the future.
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Individual
Retirement Accounts
For those
workers not covered by a company pension plan, an IRA
can help provide financial security at retirement.
There are many ways to invest your savings- mutual
funds, annuities, CDs- but the most important feature is
that you are investing in your own future. It’s never
too late to start saving for retirement. |
